
Should You Skip Your Mortgage Lender’s Escrow Account?
When closing on a home loan to help pay for your home purchase, you may find that your lender requires you to have an escrow account with them. In some cases, you can opt out, though you may not want to. Unlike a transaction escrow account that is held between you and the home seller—which is just a

Montana Insurance Costs Are Moderate Now — But Wildfire Threats Could Change That
Montana homeowners face mid-range insurance premiums compared with the rest of the U.S. While not as high as in Gulf Coast states, costs in Montana are somewhat elevated compared to nearby states with lower climate risk. New data from the U.S. Census Bureau and the Realtor.com® 2025 Climate Risk Rep

Missouri Insurance Costs Fall in the Middle of the Pack, But Severe Weather Threats Loom
Missouri homeowners face mid-range insurance premiums compared with both their regional neighbors and the broader U.S. While not as high as storm-prone Gulf Coast states, Missouri’s costs are higher than some nearby Midwestern states, reflecting its exposure to tornadoes, hail, and severe weather. D

Mississippi Homeowners Pay Some of the Lowest Insurance Costs In The Country, But Could Change Next Year
Mississippi homeowners benefit from some of the lowest average homeowners insurance costs in the Gulf region, even though the state faces significant exposure to hurricanes and flooding. While nearby Louisiana and Florida struggle with some of the nation’s highest insurance premiums , new data from
Categories
Recent Posts










